You need two accounts to invest — and they do different jobs. What a demat and trading account are, and exactly what they cost in 2026.
When you buy a share, when is it actually yours? India now settles trades in a single day — among the fastest in the world — and is testing same-day settlement.
India has crossed 21 crore demat accounts. Sounds like a massive investing revolution. But SEBI's data reveals a more nuanced story: accounts are growing much faster than active, sustained participation. So, are Indians really becoming long-term investors—or are we simply opening more accounts?